You have to be a registered user and logged in to create a photo album. Click on the Photo Gallery link in the Main Menu.
The box below will appear in the top left hand corner of your screen.
To create an album click on the 'Create / order my albums' button, and a new dialogue box will appear, as here.
Type in the name of your album, then click on the "New Album" link.
When the above picture displays, you can start the uploading process. After all, it does no good to create an album if you don't put something in it, right?
Fill out the above box as shown, and click on the "Upload picture" link.
The uploaded photo will be shown. The "X" and "e" circles in the bottom right hand corner at this point indicates the options of "x=Delete" and "e=Edit".
If you want to edit the Title, Picture description, or Keywords for the picture, the edit link mentioned above.